Ruthan OToole
Ruthan OToole
Associate Broker
o: 540-972-1234
How can I help you today?

About Me

Ruthan grew up in the Fredericksburg area & began working for her father John in 1974, shortly after he opened the first Real Estate office at Lake of the Woods. The O'Toole family significantly impacted early LOW community life -the name O'Toole became synonymous with LOW Real Estate! Ruthan along with her brother Buzz were pioneers in the Real Estate industry holding training & leadership roles in their Real Estate Boards. They operated the LOW lockbox & mls system years before these tools were implemented by local realtor boards . There was a time where individual house keys were checked out for showing homes!!! Ruthan has years of rental, management, & sales experience to bring to the table. Of all the recognition awards received for service and production Ruthan is most proud of the Fredericksburg Area Association award for Distinguished Service and for her Orange County John Stanley award for service to the business community . Ruthan is a past president of the Orange Chamber of Commerce. Ruthan has also served on the External Affairs & Honor Awards committees of LOW.

Ruthan became part of the Century 21 system in 1995 and continues working to keep abreast of current real estate trends & market conditions. With her Bachelor of Science in Business Administration and Certified Residential Broker License-matched with a unique familiarity of local history- she enjoys working a successful, full-time career in Real Estate. Ruhan & her husband Bud live within the LOW community & enjoy its beauty & neighborhood lifestyle.

Ruthan will tell you: to live and work within the LOW community is a pleasure and a privilege. She has worked for clients in the surrounding areas matching doors with dreams in Orange County, Fredericksburg, Spotsylvania , Culpeper. Ruthan Listens. She is knowledgeable. She is committed to her clients and her trade. Her enthusiasm & energy are focused on client service. Ruthan uses her network, contacts, connections for her clients' benefit! She is definately a can-do gal! Ruthan is Local, Personal and Professional.


Why CENTURY 21 Redwood? We are 300+ agents & ten offices strong! Our company has offices today in Washington DC, Ashburn Va, Arlington Va, Stafford Va, Fredericksburg Va, and Lake of the Woods in Orange Va. As part of an international franchise we have the power to help you move across town, across the country or around the world.


Customer Ratings

Ruthan OToole has been rated by 31 customers


“Ruthan knew my family and her knowledge of the area and housing market was a perfect fit for us. As busy as she is, she always gave us her time and never seemed to be in a rush. We called her often during the closing process and her knowledge was so valuable to us. We felt very blessed to have her as our broker.”
Dave & Melanie Przybocki Fawn Lake (Buyer)
“The house Ruthan O'Toole sold for our family had been previously listed with several other realtors who were unable to close a deal. She said she would have a deal for us within three months, and she did. With a month to spare. She was always right on top of every aspect of the sale, kept us on track, provided encouragement, and gave us excellent advice. Ruthan is a true professional. Our family could not be happier. I would recommend her without hesitation.”
Lorie, Rhoadesville (Seller)
“ We have been customers of Ruthanne O'Toole at Lake of the Woods, twice in the last 10 years. The first was to buy our present home at Lake of the Woods and the second -most recently,-the sale of Barbara's Mother's home, also at the Lake. In both cases, she did an excellent job and we would highly recommend Ruthanne to anyone who wants a seasoned,confident, knowledgeable,caring real estate agent. Both of us are sincerely appreciative of all the efforts Ruthanne took to sell our home. After the listing we had a ratified contract in a little over two weeks! Also everything up to and including the closing went very smoothly ,as she handles all the details. George and Barbara Lewis”
George and Barbara Lewis, Lake of the Woods (Seller)
“Ruthan was wonderful. We have already recommended her to others!”
Sally Mann Ashburn, VA (Buyer)
“I have bought and sold 4 houses now with Ruthan's expertise. I will continue to use her and recommend her to anyone in need !”
Dawn Ammen, Locust Grove (Seller)
“Great asset to your agency, thanks again. Barry”
Barry Mates, Alexandria, va (Seller)
“Ruthan did an amazing job selling our home. She listened to our concerns and went above and beyond to helps us. I would highly recommend her to my friends and family. ”
Nitin Bulsara (Seller)
“Moving forward with buying a home was a little intimidating. I had not done this on my own before. Having Ruthan Otoole as my agent made all the difference in the process for me. Her shared knowledge throughout the buying process was essential to me pressing forward, despite setbacks. She continually encouraged me and was readily available to clarify and answer all my questions which helped me to become a more knowledgeable, confident buyer and end up with the home that was right for me and my family.”
Marilyn Gould, Spotsylvania VA (Buyer)
“Ruthan has an excellent knowledge of the area and market. She has a keen sense of what prospects are looking for and helps the seller make necessary changes to capture the sale. Good work Ruthan!”
Larry Bahl, Lottsburg (Seller)
“Ruthan Otoole was excellent. When I met with Ruthan I found her to be very honest and personable. She demonstrated a true understanding of my needs and requirements for selling the property.”
Phyllis Seidler, Locust Grove, VA (Seller)
“Ruthan was very gracious and patient as well helpful and knowledgeable in the house search. Bill Schmarge was extremely helpful with the setting up of the house inspection, walk through and closing. We told Ruthan what we were looking for in a house. She came up with several options for us. We bought one of the houses she chose and are very happy with our purchase. We would recommend Ruthan O'Toole to anyone looking for a home in Lake of the Woods as she is very knowledgeable of the area and of real estate in general. Thanks Ruthan. Michael and Sharon Camp Springs, MD”
Michael and Sharon, Camp Springs, MD (Buyer)
“Ruthan O'Toole is one of the most experienced, efficient, compassionate, proficient, cooperative, dedicated professionals imaginable. Unexcelled! All was handled in the best, most professional manner possible. Persistent and proficient.”
Mrs. Wm. A. Lesansky, Springfield, VA (Seller)
“Knew that Ruthan O'Toole had an excellent reputation in the area. She worked hard to sell the property and was encouraging at all times (even though I got very discouraged.) I would definitely refer Ruthan to anyone needing to sell! Professional in every way! Went above and beyond several times to help! Felt that some of my nondescript questions were unnecessary but Ruthan answered all with aplomb!”
Libby Kridler, Locust Grove (Seller)
“Ruthan led me through an experience that I thought would be daunting at best. She explained each and every aspect of the process of buying a home. We even looked into building as well. In the end, she couldn't have been more helpful and compassionate to this first time home buyer!”
L. Allen Orange VA (Buyer)
“Ruthan O'Toole has a wonderful reputation. Ruthan O'Toole was readily available to us for questions; returned our calls quickly; helped us in so many ways.”
Orville & Margaret Brockman, VA (Seller)
“She is always ready to serve her clients to the best of her ability and Knowledge.”
L.H.Scott San Deago Ca.92127 (Seller)
“I felt Ruthan had our interest as her number 1 concern.”
Bill & Barbara Burnside (Seller)
“I called Ruthan when I found listings on located in LOW that were of interest to us. I went through the entire Century 21 Redwood Realty website and read all the biographies and information on each agent before I selected Ruthan to represent us. I was impressed with her bio and that she appeared to be an expert on the Fredericksburg/Lake of the Woods area. Then when we discovered she lived in LOW herself, that made the difference. Ruthan patiently showed us approximately 30 homes over the course of 9 months. We wrote an offer on one home, subject to the sale of our home, and it fell through because of a structural problem we had with our basement. We felt so bad for ourselves and the seller, but Ruthan kept encouraging us throughout the ordeal and as a result we never lost hope. She made such a great impression on the seller of the home we put the offer on, that even after our deal fell through, she was able to list and sell the house for the owners. Very impressive! We spent several months getting our home repaired so we could sell it again and while we did so, Ruthan stayed in touch regularly and kept a positive attitude; always reassuring us we would find the home we wanted. She was always so kind and positive. Ruthan listened carefully to our needs and ended up finding us the home of our dreams. She is one of the most caring and professional agents we have ever worked with. Her manner is so calm and pleasant and her knowledge of the local market and real estate as a whole is amazing. Each time we came down to look, I shared a list of 16 - 20 homes I wanted to see and she would work feverishly to ensure we got to see them in a day. It was so much work on her part; but he never lost a beat. She never pushed or presented a "hard sale" attitude to us and we thoroughly appreciated that. Ruthan is the kind of agent that makes people respect the real estate profession and we feel very lucky to have gotten the opportunity to work with her. We would recommend her to anyone in the future and will never use another agent in this area. Century 21 Redwood brokerage is very lucky to have her representing them. We also had the privilege of working with Carrie Hush on the closing end of our contract. Carrie was just wonderful when she represented us at closing because Ruthan was out of town; we didn't know her well, but felt as if we were left in very capable hands. Carrie kept us informed and was polite. knowledgeable and extremely helpful. Wonderful agent and very effective. The very best, top notch!”
Jeff and Dorothy Chuday, Lake of the Woods, Locust Grove, VA. (Buyer)
“Ruthan is an excellent realtor and a pleasure to work with. You feel as though you are her only client. I would highly recommend her to others.”
Gail D. Seeley, 1342 Possum Lane, Leesport, PA 19533 (Seller)
“A true professional who saw the process all the way through completion. Very knowledgeable in all aspects of the business. Wouldn't hesitate to use her again... ”
Don Porter, Dumfries (Seller)


Active Listings

$649,900 | 4 Beds | 3 Baths
$379,000 | 3 Beds | 3 Baths
$205,550 | 3 Beds | 2 Baths

Sold By Ruthan OToole

Represented Buyer

$143,750 | 2 Beds | 1 Baths
$325,000 | 3 Beds | 2 Baths
$1,200,000 | 5 Beds | 6.5 Baths
$245,200 | 4 Beds | 2.5 Baths
$390,000 | 4 Beds | 3 Baths